For more details you can visit official website of UIDAI https://uidai.gov.in . How to enter the Date of Joining and Date of Exit by both the employers in such case to avoid any errors? Ans : No. -> Step 5: Enter the OTP and click on login. Employees share is more than Rs 25,000/-. link PAN with UAN ? PDF PRESENT RATES OF CONTRIBUTION - Employees' Provident Fund Organisation 158 - What does Commutation of Pension mean ? Pending at Field Office". When you contribute 11% of your monthly salary to the EPF, your employer will contribute another 12% or 13% of your salary (the statutory contribution rate is subject to changes by the government) to your EPF savings. 197 - What is income tax rate for advance to fight COVID-19 pandemic? It is a scheme that provides financial support to all salaried individuals post-retirement. An International Worker, who is contributing to a social security program of his country of origin, either as a citizen agreement containing a clause on social security prior to 1st October, 2008 which specifically exempts natural persons of either country to contribute to the social security fund of the host country (e.g. 271 - Can a member demand for showing the recovery of contributions from the employer ? Ans : Contact employer to get the reason of exit rectified through the concerned PF Office. 356 - Who are eligible for the reduced rate of contributions? Ans : The establishments, which were already entitled to reduced rate of contribution (10%) through the SO 320 (E) dated 09.04.1997 are not eligible for any further reduction in rate of contribution. 287 - While submitting online claim, I get an Aadhar authentication error - Pi (basic) attributes of demographic data did not match. For online PF transfer please ensure following-, i. 18 - How the contract employees are protected and given their P.F. Ans : No. 305 - Can my ex-employer enter different DoE for EPF and EPS, or enter DoE for only EPF or only EPS? 27 - What is the method of crediting interest to the P.F. EPF contributions are tax-deductible under Section 80C of the Income Tax Act. Ans : Universal Account Number (UAN) is a 12 digit number allotted to each subscriber by linking it to the members currently active PF account number (from 31/07/2014 to 30/11/2016). Ans : The wages paid in a calendar month will be taken to determine the contribution due. 369 - Whether an employer can recover Employer's share from a member? -> Inform your Employer to approve your Name Change Request. Ans : The status will be shown against updated KYC document on the same page. 321 - What is certificate of coverage (COC)? 89 - In case the widow or widower remarries, to whom the family pension is payable? How can I rectify this issue? 310 - Is there a minimum period of days of stay in India which the employee can work in India without triggering PF compliance ? 175 - I have a balance of Rs 100000 in my PF account and applied for Rs 75000 advance for COVID. The Employees' Provident Fund is a retirement savings plan established by the Indian government. During registration, physical DSC (dongle) should remain attached with machine. PF transfer lets the past service transferred into the current member ID. Ans : Family pension is payable i.e. the month wise amount of Employee share of contribution of the member and TDS (if . What should I do? Any disabled child in the family shall get disabled pension for life apart from the two child pensions. It is over 4 days when I applied. 160 - Who can avail the benefits of restoration to normal pension in cases of grant of commutation? Please note that the name as printed on PAN card may be different from that in the Income Tax database. Ans : As per EPF Scheme, a claim is required to be settled within 20 days. Free EPF Calculator - Employee Provident Fund Calculator Online - Fi.Money The error is displayed when the data of UAN and aadhar does not match. 134 - How do I apply for correction in KYC/members details? -> Form 16A is issued within 15 days from the due date of furnishing the TDS / TCS The employer is required to file a certificate/declaration in the format prescribed under 6 (vii) of the Scheme at the time of ECR submission. Advance to fight COVID-19 pandemic are being settled on priority to mitigate hardship faced by members. 311 - Is there a cap on the salary, on which the contribution has to be made by both the IW as well as the employer ? Complaint can be lodged with Police under section-406/409 of IPC by the EPFO for action against such employers. ->Form 16A is for TDS deducted on income other than salary. 346 - Whether the EPFO will communicate with the employers of the establishments found eligible from ECRs of month prior to March 2020? 413 - What are the details to be shared in Annexure-K while transferring the However, at present, all accounts will earn interest upto 58 years age of a member. Ans : EPF members who are not EPS members due to completion of 58 years shall be eligible provided other conditions are fulfilled and the contribution from Central Govt. will also have to be shared). Ans : The unemployment period will be excluded from the actual service. 273 - If I have two or more UAN s with full KYC seeding in current UAN but incomplete KYC seeding in previous UAN (s), how can I withdraw balance from my previous UANs ? If a pensioner, who has availed the early pension, may take up employment thereafter and in such cases he will not be eligible to join the Pension Scheme. 5 crore and upto 10 crore 37%, For interest exceeding Rs. 290 - Can my ex-employer seed my KYC even after I have left the job and DoE has been entered in my account? This form is applicable in cases where employees complete details in Ans : Every establishment covered under the EPF & MP Act, 1952 has to electronically file information after close of every wage month regarding the number of employees employed, their UAN, their Gross/EPF/EPS/EDLI wages, contributions under the three Schemes on such wages and the administrative charges due, wage disbursal date, and number of excluded employees and their gross wages. members will have to deposit the balance TDS on interest in taxable account. 15,000 per month, the employee contribution shall be 12 % of 15000, which comes to Rs 1800/-. Ans : No. Ans : Please visit EPFO Website: www.epfindia.gov.in. The employer also pays 12% of pay out of which 8.33% of pay is diverted to Pension Fund and the rest 3.67% is diverted to EPF. Ans : In such a case, a complaint against the employer may be lodged with the EPFO (https://epfims.gov.in/epfoffice) along with a copy of the wage/salary slip clearly indicating the EPF deduction from the wage/salary. From 01/09/2014 any new employee joining an establishment and drawing basic wage more than Rs.15000/- per month can only become a member of the PF after submitting option as per the provisions of Para 26(6) of the EPF Scheme. 210 - How do I know/check if my PF amount has been transferred from my previous member IDs to my current member ID? 259 - What is to be done in case I change the job and join somewhere else? 255 - Can I apply online claim if my mobile is not linked with Aadhaar? relief under this Scheme ? KWSP - MANDATORY CONTRIBUTION PAYMENT DATE FOR 2021 - KWSP or EPF Ans : In case of Exempted Trust to EPFO, Exempted Trusts have to intimate to EPFO 342 - How an employer of eligible establishment is benefitted by this Scheme? Previously, the EPF provided an extension for contribution payment from the 15th to the 30th of every month from April until December 2020 . In case of difference once he gets the basic details corrected in other accounts, he can apply online. Ans : That a new sub-para (3) has been inserted in Paragraph 68L of the EPF Scheme, 1952 through GSR No.225(E) published in the Gazette of India (Extraordinary), Part II- Section 3- sub section (1) on 28.03.2020 to provide for benefit. 236 - What can I do if my UAN is not seeded with aadhaar ? 314 - How many SSAs are signed by India as on date ? Ans : Each eligible establishment has to file only one valid ECR for each of three months in respect of its total employees both eligible as well as ineligible employees. in addition to the Military Pension, i.e. Ans : Only in the case of resignation from service (not superannuation) a member has to wait for a period of two months for withdrawal of the PF amount. Nevertheless, there is a small catch: Refunds and reimbursements are only made available for 2 years after the incorrect EPF contribution has been made. But I have never worked for Estt. Transfer of PF accounts ensures that the past services does not get lapsed and continues to get added in the subsequent employment. The normal ceiling as provided for in the Employees Pension Scheme shall however, continue to apply. Aadhaar based online claim submission, vii. 69 - If a member dies to whom the pension is payable? After processing of the claims, cheque is sent to the bank for crediting amount to bank account of the claimant. Will this be treated as advance to fight COVID-19 pandemic? From the employer's share of contribution, 8.33% is contributed towards the Employees' Pension Scheme and the remaining 3.67% is contributed to the EPF Scheme. and all subsequent previous years have to be shared through Annexure-K or other The Employee Provident Fund (EPF) is a scheme that helps people save up a sufficient corpus for retirement. EPF- All About EPF, Its Rules, Tax benfits, Contribution & Lockin Ans : It is the duty of the employer to attest the application form. Ans : Above situation occurs when Date of exit of previous service is not available in unified Portal. Upto75%oftotalPF balance. Other purposes (for details please see table below). 329 - How can I register e-Sign of the authorized signatory ? Do I need to print the same and submit it to the concerned Field Office? Ans : The entire employees EPF contributions (12% of wages) and employers EPF & EPS contribution (12% of wages), totalling 24% of the monthly wages for the next three months shall be directly paid by the Central Govt. Last updated: 15-Jun-2023 however shall not exceed the amount of TDS. Link is given below: Step 2: Go to Establishment >> DSC/e-Sign, Step 4: Enter Virtual ID and basic details of authorized signatory, Step 5: Click on view DSC/e-Sign registration (Top on right hand side). Previously, the EPF provided an extension for contribution payment from the 15th to the 30th of every month from April until December 2020 . 35 - Whether an apprentice can become a member of the EPF? fund from previous account to current account? 337 - Can you illustrate the verification of eligibility of an EPF covered establishment for benefit under this Scheme? The detail of total taxable contribution along with its interest and TDS deducted 146 - What is the benefit of providing PAN? Post-matriculation education of son/daughter. 28 - Whether provident fund provides for any refundable loan for Housing etc.? But it cannot be later than the exit form PF. Otherwise all the passbooks of his previous MIDs will show some balance. (Ref. 97 - Whether a Scheme Certificate holder with a service period of 8 years can avail the withdrawal benefit on surrender of Scheme Certificate? Model the employee gets Rs.200/- more directly from employer as employers EPF/EPS contribution is reduced and Rs.200/- less is deducted from his/her wages. The reduced rate of EPF contributions to 10% will not reduce the pension contributions or benefits. 350 - Whether the contributions amount has to be initially paid by the establishment and thereafter reimbursed by Central Govt.? 354 - Whether any notification has been issued under the EPF & MP Act, 1952 for reducing the rate of contributions? The scheme did not have any provision for restoration of the original pension of the pensioner once the pension has been commuted. Ans : If an eligible employee draws a monthly wage of Rs.10000/-, Rs.1200/- which was to be paid into EPF by deduction from his monthly wage will now be paid by the Central Govt. How Provident Fund (PF) Contribution is Calculated & Deducted from If erroneous ECR file was submitted during 2012-13, generate the correct ECR and contact EPFO Office. b. Exportability of Pension : Provision for payment of pension benefits directly without any reduction to the beneficiary choosing to reside in the territory of the home country as also to the beneficiary choosing to reside in the territory of a third country as outlined in the respective SSA, c. Totalization of Benefits : Service rendered in the SSA country is added to the service rendered in India to determine the eligibility for Pension. revised Annexure-K. (ii) Employee should be a member of EPF Scheme, 1952 & Employees Pension Scheme, 1995 whose contributions are received for any period during last six months (wage months: September 2019 to February 2020) in the ECR filed by any eligible establishment against his/her UAN. 59 - Whether an unmarried person can nominate somebody from outside? 99 - Whether Withdrawal Benefit will be payable to a member in case of defaulting establishment? Hence it is advisable to transfer PF with each job change to reap full benefits of the social security schemes. Ans : Yes, contribution in the EDLI Scheme has to be made on the wage ceiling of Rs 15000/- . So, file physical claim through the authentication of the employer with necessary documents and proof. I work for Estt. Ans : You need to simply declare your UAN with your subsequent employer. Now who will seed/approved my KYC? The Regional P.F. 286 - If the address in my Aadhar Card and PAN Card are not same, will I be able to apply for advance? However, government notification G.S.R No. Only Composite Claim Form (Aadhaar) for PF final withdrawal, Pension withdrawal benefits and PF non-refundable advances can be filed online. Employers in Malaysia need to contribute to EPF, SOCSO, and EIS of their employees according to the regulations, aside from paying monthly salaries. Ans : Please activate your UAN and check/download your passbook. 70 - In case the employer has failed to pay the pension contribution whether any pension is payable or not? The contribution will be credited to the members' account on monthly basis. 1 - Whether an employer can deduct employers share of contribution from the wages of employees? 90% of PF accumulation (both shares) or cost payable, whichever is less. -> After verification the details have to be approved by your employer. Ans : You should seed active bank account in your name. PAN is not linked/ invalid PAN? Alternatively, member can ask his employer to link aadhaar with UAN. 1. 295 - If my DoE in old account and DoJ in new account is same, can I file online claim? Ans : No, Employer need to approve the KYC of the employee. The present UAN should be validated with Aadhar. Ans : The ECR created by employer furnishing the statutory information will not lapse and shall always be available at future date for reference to complete the payment. EPF extends May, June and July 2020 contribution payment date Ans : The member is required to indicate his option regarding the date from which he requires early pension in the application form. Ans : As the details are matched with previous Member ID w.r.t. 232 - Can one mobile number be linked with multiple UANs? Yes, from your mobile phone you can either, ii) Through UMANG (Unified Mobile Application for New-age Governance) Mobile APP Home> EPFO> Employee Centric Services> Raise Claim> Login with your UAN and OTP received on your mobile number registered with UAN to file claim. 225 - Why is it necessary to have DSC/e-Sign? The Employees' Provident Fund (EPF) calculator will help you to calculate the amount of money you will accumulate on retirement. 11 - What are the measures by which the PF amount is recovered from a defaulting employer? If other mobile number is selected the system will ask to enter your basic details (Name, DOB and Gender). Ans : There is no change in the EPF administrative charges (0.5% of EPF wages subject to minimum prescribed) and EDLI contributions (0.5% of wages) both payable by employers. v. Only one transfer request against the previous member ID can be accepted. 107 - What is the Universal Account Number? Whereas in the case of a member (non-pensioner) who dies leaving behind his spouse, children who are yet to complete their education, marriage etc. Ans : UAN can be linked with aadhar by member through e-KYC Portal if data matches. Ans : TDS will be applicable in case of PF Final Settlement, transfer claims, on transfer 47 - Whether an employer can also join the PF? Ans : No. part will also have to be shared). account. Employee Provident Fund (EPF) Calculator - Scripbox 203 - Will EPFO process advance to fight COVID-19 pandemic despite lockdown? In this scheme, an employee has to contribute 12% of their basic income towards the . 383 - Indian employees working abroad and contributing to the social security scheme of a country with which India DOES NOT have a Social Security Agreement, are they coverable for PF in India ? 222 - What is an Electronic Return cum- challan (ECR)? 56 - In the absence of nomination, how the P.F. The employer shall be charged penal interest under section 7Q and penal damages under section 14B of the Act respectively. Use this OTP to login in your account. Ans : It is applicable to all class of establishments covered under the EPF & MP Act, 1952, except the establishments like Central and State Public Sector enterprises or any other establishment owned or controlled by or under control of the Central Govt. Purchase of House/flat, including acquisition of land. 301 - My employer has entered wrong reason of my exit. Due date for filing of TDS return (Both for Government and other Deductor) is as Employers will get the confirmation of payment through SMS instantly. Ans : An employee, working in an establishment covered under the Act and who is not excluded by virtue of paragraph 2(f) of the EPF Scheme, 1952, is eligible to be enrolled as a member of the Scheme. EPFO is conducting webinars through its Regional Offices and Pensioners may request the concerned Office for participation to resolve any query. 51 - If the establishment is not employing 20 persons, whether an employee can join the EPF? Then member can link his KYC himself. https://passbook.epfindia.gov.in/MemberPassBook/Login. 298 - I am an eligible member to be enrolled in PF and I am working in two covered establishments one in day and the other in night, will be same UAN be used for making by contributions for both the employers? has decided to pay 24 percent of the monthly wages into their EPF accounts for three months. So your aadhar should be linked with a mobile. Ans : The employer must ensure to file correct information, statement or declaration for total number of employees, disbursement of wages, amount of wages in the ECR and full details of establishment in Form 5A. Ans : Please visit your nearest Aadhaar Service Centre. The employers are required to send one time registration request to regional offices for approval, duly signed by the employer. Ans : The wages and the service of the member are consolidated to determine the Pension. 82 - In the absence of family member whether a pensioner can nominate any other person to receive family pension? Ans : Member can generate his UAN against the member id if the data matches, else he has to approach the employer for generating the UAN with correct details and get the erroneous details corrected. However, he can not get the membership to the Pension Fund. If it is discovered that the information furnished or declaration made electronically in ECR or Form 5A or otherwise are false/incorrect, then the employer will be liable to refund the relief and also face the penal consequences for such contravention under the EPF & MP Act, 1952. Cut in electricity in factory/establishment. Step 2: After that, click on 'Know your Claim Status'. If the Principal Employer ensures that all contract employees activate their Universal Account Number (UAN), then any default by the contractor can be nipped in the bud. Owned and Developed by Employees' Provident Fund Organisation, India The member must log in to his member unified portal. If your monthly wage is Rs.20000, the entitled advance amount is Rs 60000 only. A cancelled original cheque bearing name of the member, his bank account number and IFS Code of the bank should be printed on the cheque itself.In case, memberss bank account is without cheque-book facility, then copy of first page of passbook duly attested by the employer or the bank manager may be enclosed with the claim form. PF or EPF Calculator- Employee Provident Fund Calculator - ET Money 7 - Can an employee contribute to the EPF after leaving the service? Ans : No, you cannot submit online claim if your mobile is not linked with Aadhaar. 345 - Whether this scheme is applicable to employees in exempted establishment? Ans : Any member of EPF Scheme, 1952 with UAN (Universal account number) employed in any establishment or factory covered under EPF & MP Act, 1952. After creating the above information in the ECR,the employer can use the challan process for payment of the contributions & administrative charges declared by him. Monthly payable amount under EPF Administrative charges is rounded to the nearest rupee and a minimum of Rs 500/- is payable. (i) The establishment or factory should already be covered and registered under the Employees Provident Funds & Misc. Ans : Income Tax is not applicable on any advance availed under EPF Scheme. 66 - Can a member seek exemption from the Pension Scheme? Sevenyears' membership of fund. For example: If the basic salary is Rs. 105 - Can a member withdraw the entire amount through money order? (if any) is also to be shared through Annexure K. Marriage (self ,children ,brother & sister) or post matriculation education of children. Kindly download the Missing Details File (excel format) from the Downloads Tab available after E-Sewa Login, compile it and Upload it. Ans : You cannot activate UAN through SMS. However , if in KYC documents such as Aadhaar, Bank Account etc., if husbands name is furnished, then it is advisable to furnish the same in PF details also. You do not have to re-activate it every time you switch jobs. 410 - In case of Inter Office Transfer from One Regional Office to another, Ans : All foreign nationals, including OCI/PIO card holders are required to be enrolled and comply with EPFO, as IWs. Ans : Section 10 of the EPF and MP Act, 1952 grants protection to any amount standing the credit of any member in the Provident Fund, Pension Fund and Insurance Fund against all kinds of attachment. Ans : A foreigner employed directly by an Indian establishment would be coverable, if the establishment is covered/coverable under the EPF and MP Act, 1952. 322 - Who is the Competent Authority to issue the certificate of coverage ? Ans : Yes. member being resident. Ans : Please consult UIDAI for corrections. 229 - How can I register digital signature of the authorized signatory? 6 - An employee is paid subsistence allowance during the period of his suspension. The employer is also required to pay his matching contribution up to Rs.15, 000/-. But even for physical claim now the UAN and aadhar verification of the UAN is must and in such case, you can file online claim for faster processing. An employee can generate his UAN directly by visiting the unified member portal https://unifiedportal-mem.epfindia.gov.in/memberinterface and clicking on Direct UAN Allotment by Employees. 16 - Can a member pay contribution in excess of the statutory rate of 12%? Then why do I have to file transfer claim? The amount standing to credit in EPF includes employees share, employers share and interest thereupon. After login the member can view the passbook of all his MIDs. 31 - Whether the employee working in a Branch Unit of an establishment located outside the state is eligible to become a member of the EPF? Ans : Commutation of Pension means payment of lump sum amount in lieu of a portion of pension surrendered voluntarily by the pensioner. Mandatory Contribution Voluntary Contribution Others Home Member Contribution Last updated : 30 May 2023 2.50 lacs and 3.00 lacs respectively. Also, a member must have a PAN before applying in these forms. employees' share in PF balance is more than Rs 1,000/- Only three withdrawals allowed. of India has approved Scheme guidelines. 204 - I have not left my job. 36 - If an employee is drawing more than Rs. Ans : No damages will be leviable if deposits are made within the extended time declared by the Central Government. Ans : In respect of closed establishment, where the employee finds it difficult to get the attestation of the employer, the member can update the KYC by submitting a request to concerned field office duly attested by one of the authorized officials. Ans : No. PCB Calculator 2023, EPF Calculator & SOCSO Table - Free Malaysian Ans : In case of Split payroll the contribution shall be paid on the total salary earned by the employees in the establishment covered in India. Similarly, 12% of the employee's salary is deducted by the employer as a monthly contribution towards EPF. Ans : EPFO settles claims for availing advance to fight COVID-19 pandemic within 03 working days. Transferring PF amount instead of withdrawing gives the member the benefit of compounding of funds. detail of total Taxable contribution along with its interest and TDS deducted Home > Online ECR Challan Submission / OTCP, For The Employer e-Sewa Please visit : https://unifiedportal.epfindia.gov.in. Can I become a member of the EPF? Ans : After login into the Member Interface of Unified Portal, there is a provision in Member Profile section to change your mobile number. Thereafter, go to Our Services> For Employers > Establishment Search (Under head Services). 133 - What are KYC documents that can be submitted? In case of any dispute, the member may attain attestation preferably from the bank in which he has maintained his account and thereafter submit the same to Regional PF Commissioner, explaining the reasons for not obtaining the signature of the employer. Please provide me contact details of EPF office. Ans : No. No need to submit other returns viz Form 5/10/12A,3A and 6A. Ans : TDS will be deducted at the applicable rates. A member can view his monthly contribution statement by logging on UAN portal. If Aadhaar details are matched system will ask new mobile number and OTP will be sent to the new mobile. Ans : In Member Login it cannot be done as member has already died so how will he update. The physical Form 13(Transfer claim)can be downloaded from https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/Form13.pdf. If an establishment already covered under the EPF & MP Act, 1952 has remitted contributions in respect of fifty employees for the month of February, 2020, through ECR and on verification of ECR, it is found that for 46 employees (92% of 50 employees), the contributions are paid on wages less than Rs.15000/-, the establishment is eligible. 25,000, which comes to Rs. (Ref. 10 crore 37%. Ans : No. pays the same. It is not permissible. 220 - What are the types and modes of PF transfer? Form No.-2 can be submitted online as well as offline mode. Note:- If the establishment has no contributory member in the month, the minimum administrative charge will be Rs 75/- Ans : Member can seed his Aadhar through Member portal, approved by employer. Yes, (i) Form 26Q - Statement of deduction of tax under section 194. 67 - At what age a member is eligible for pension?
